Terms and Conditions for Horizon Wisdom

Welcome to Horizon Wisdom! These Terms and Conditions ("Terms") govern your use of the Horizon Wisdom website and all related services, including introductory AI courses, practical workshops, AI literacy programs, personalized learning paths, and community events (collectively, "our Service"). By accessing or using our Service, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Service.

1. Acceptance of Terms

By enrolling in any course, participating in a workshop, joining a program, or otherwise using our online platform, you affirm that you are at least 18 years of age and capable of entering into a legally binding agreement. You agree that these Terms constitute a legally binding agreement between you and Horizon Wisdom.

2. Our Services

Horizon Wisdom provides AI education and fosters AI literacy among seniors and retirees through various offerings, including:

• Introductory AI courses for retirees.
• Practical workshops on AI tools.
• AI literacy programs for older adults.
• Personalized AI learning paths.
• Community building and social events related to AI.

All services are provided in English. We reserve the right to modify, suspend, or discontinue any aspect of our Service at any time without prior notice.

3. User Accounts

To access certain features of our Service, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the security of your password and identification.
• Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account.

4. Intellectual Property

All content provided on our site, including but not limited to courses, workshop materials, text, graphics, logos, images, and software, is the property of Horizon Wisdom or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or in any way exploit any of the content, in whole or in part, without explicit written permission from Horizon Wisdom.

5. User Conduct

You agree to use our Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of our Service. Prohibited conduct includes, but is not limited to, the following:

• Engaging in any activity that is harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
• Impersonating any person or entity.
• Attempting to gain unauthorized access to our Service, user accounts, or computer systems.
• Introducing viruses, Trojans, worms, logic bombs, or other material which is malicious or technologically harmful.
• Interfering with or disrupting the integrity or performance of our Service or the data contained therein.

6. Payments and Refunds

Fees for courses, workshops, and personalized learning paths are clearly stated on our online platform. All payments are processed securely. Details regarding our refund policy will be provided at the time of purchase and within specific course or program descriptions.

7. Disclaimer of Warranties

Our Service is provided on an "as is" and "as available" basis without any warranties of any kind, whether express or implied. Horizon Wisdom does not warrant that our Service will be uninterrupted, error-free, secure, or that any defects will be corrected. We make no warranty that the Service will meet your requirements or expectations.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Horizon Wisdom shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Service; (b) any conduct or content of any third party on the Service; or (c) unauthorized access, use, or alteration of your transmissions or content.

9. Indemnification

You agree to indemnify and hold harmless Horizon Wisdom, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our Service or your violation of these Terms.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms, please contact us:

• Company: Horizon Wisdom
• Address: 7 Orange Grove Road, Singapore, 258344, Singapore
• Phone: +6589884432
• Email: [email protected]